• Bogota Financial posted net income of $706,000 for three months ended March 31, 2026, down $25,000 from year-ago profit of $731,000.
• Net interest income climbed 23.2% to $4.4 million as net interest margin widened 54 basis points to 2.2%.
• Non-interest income dropped 63.9% to $321,000 due to a year-ago death benefit related to a former employee.
• Total assets fell 3.1% to $877.2 million as deposits slid 7.9% to $600.9 million, while Federal Home Loan Bank of New York borrowings rose 24.2% to $115.9 million.
• Delinquent loans increased to $28.1 million, or 4.4% of total loans, while allowance for credit losses edged up to 0.4% of total loans.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bogota Financial Corp. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001437749-26-016650), on May 13, 2026, and is solely responsible for the information contained therein.