Bupa Arabia Reports SAR 1,030.49M Net Profit in Q3 2025

BUPA ARABIA -0.06%

BUPA ARABIA

8210.SA

161.40

-0.06%

On 2025-10-29 08:05:28 (Saudi Time), Bupa Arabia for Cooperative Insurance Co. announced its Interim financial results for the nine months ended on September 30, 2025. For the period, the company recorded revenue of SAR 14,169.62 million (up 5.05% YoY) and a net profit of SAR 1,030.49 million.

Element List Current Quarter Similar quarter for previous year %Change Previous Quarter % Change
Insurance Revenues 5,044,134 4,552,195 10.806 4,715,717 6.964
Result of Insurance Services 295,089 358,696 -17.732 231,115 27.68
Net Profit (Loss) of The Insurance Results 308,673 343,785 -10.213 229,078 34.745
Net Profit (Loss) of The Investment Results 187,312 173,687 7.844 184,571 1.485
Net Insurance Financing Expenses - - - - -
Net Profit (Loss), After Zakat, Attributable To Shareholders 364,005 356,282 2.167 286,253 27.161
Total Comprehensive Income 442,193 513,431 -13.874 257,374 71.809
All figures are in (Thousands) Saudi Arabia, Riyals

Year-on-Year Performance Drivers

Insurance revenues increased by 5.05% YoY to SAR 14,169.62 million due to business growth and increase in insured lives. However, net profit decreased by 8.02% YoY to SAR 1,030.49 million primarily due to increased inflationary trends affecting margins, with insurance service result declining by 15.79%. This decline was partially offset by improved investment results, which increased by 8.43% YoY to SAR 558.10 million, and a 5.43% increase in net other revenue.

Quarter-on-Quarter Performance Drivers

QoQ insurance revenue increased 6.96% to SAR 5,044.13 million due to business growth and increased insured lives. Net profit after zakat rose 27.16% to SAR 364.01 million, driven by a 27.68% increase in insurance service result (SAR 295.09 million) due to business growth, claims seasonality, and improved inflation management. Investment results also contributed with a slight 1.49% increase to SAR 187.31 million, despite a 13.31% rise in operating expenses.

Other Items

Bupa Arabia reported its Q3 2025 results with an unmodified audit opinion. The company's total shareholders' equity reached SAR 5,662,460K, representing a 9.93% increase compared to the same period last year. Earnings per share for the current period was SAR 6.90 versus SAR 7.48 for the previous year. The financial statements show continued business growth despite inflationary pressures affecting margins, with Gross Written Premiums increasing by 10.81% year-over-year to SAR 16,673,853K.

Original announcement:

https://www.saudiexchange.sa/wps/portal/saudiexchange/newsandreports/issuer-news/issuer-announcements/issuer-announcements-details/?anId=91020&anCat=1&cs=8210&locale=ar

Important Notice: The announcement information and market data in this report are sourced directly from the Saudi Exchange (Tadawul). This summary is generated by Sahm’s proprietary AI model for informational purposes only. While we strive for accuracy, it should not be construed as financial advice or an investment recommendation.

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