Capital One May domestic credit card net charge-off rate rises to 4.82%

Capital One Financial Corp

Capital One Financial Corp

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  • Capital One reported May 31, 2026 monthly credit metrics showing domestic credit card net charge-offs of $1.02 billion, a 4.82% annualized rate.
  • Domestic credit card 30+ day performing delinquencies totaled $8.58 billion, a 3.33% rate on $257.99 billion period-end loans held for investment.
  • Auto net charge-offs were $105 million, a 1.45% annualized rate on $87.34 billion average loans; period-end auto loans were $87.99 billion.
  • Auto 30+ day performing delinquencies were $3.73 billion, a 4.24% rate; nonperforming auto loans were $549 million, a 0.62% rate.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Capital One Financial Corporation published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0000927628-26-000066), on June 15, 2026, and is solely responsible for the information contained therein.