C&F Financial Q1 FY26 net income rises 25.9% to $6.79 million

C&F Financial Corporation

C&F Financial Corporation

CFFI

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  • C&F Financial posted first-quarter net income of $6.79 million, lifting diluted earnings per share to $2.08 from $1.66 a year earlier.
  • Return on average assets rose to 0.97% from 0.84%, while return on average equity increased to 10.19% from 9.35%.
  • Net interest margin widened to 4.27% from 4.16%, as taxable-equivalent net interest income climbed to $28.05 million from $25.3 million.
  • Mortgage banking loan originations rose 57.9% to $179.6 million, while consumer finance swung to a net loss of $81,000 from net income of $226,000.
  • Subsequent to March 31, company completed sale of its membership interest in Bearing Insurance Group, LLC effective May 1, 2026, then executed a strategic restructuring of part of securities available for sale portfolio, with both expected to affect second-quarter results.


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