C&F Financial Q2 FY26 net income rises 11.1% to $8.63 million

C&F Financial Corporation

C&F Financial Corporation

CFFI

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  • C&F Financial posted Q2 2026 net income of USD 8.6 million, up 11.1% year over year, with EPS of USD 2.63.
  • Results included a USD 8.3 million pre-tax gain from selling a Bearing Insurance Group equity interest, offset by a USD 7.1 million pre-tax securities restructuring loss.
  • Net interest margin widened to 4.41% from 4.27% a year earlier, while deposits increased USD 109 million, up 4.8% year over year.
  • Mortgage loan originations climbed to USD 233.7 million, up 9.5% year over year, with net income in the mortgage banking segment at USD 1.1 million.
  • Management cited loan growth, higher mortgage originations, margin expansion; the bank opened a retail branch in Roanoke, Virginia.


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