Chubb reported FY 2025 net income attributable to shareholders of USD 10.3 billion (+11.2%), as total revenues rose to USD 59.4 billion (+6.5%). Net premiums written increased to USD 54.8 billion (+6.6%) and net premiums earned to USD 53.0 billion (+6.4%), while net investment income grew to USD 6.5 billion (+9.0%). Income before income tax was USD 13.0 billion (+13.7%) and income tax expense was USD 2.4 billion (+33.5%), with an effective tax rate of 18.6%. In P&C, the combined ratio improved to 85.7% (from 86.6%), with a loss and loss expense ratio of 59.1%. Net catastrophe losses were USD 2.9 billion (including USD 1.5 billion of California wildfire losses) and favorable prior period development was USD 1.1 billion. Segment highlights included North America Commercial P&C net premiums written of USD 21.3 billion (+3.4%) and segment income of USD 7.6 billion (+12.2%), while North America Personal P&C net premiums written rose to USD 7.0 billion (+7.5%) and Overseas General Insurance net premiums written increased to USD 15.0 billion (+7.5%). Life Insurance net premiums written climbed to USD 7.3 billion (+15.1%) and segment income rose to USD 1.2 billion (+13.1%), driven by growth in international life and Chubb Benefits. Chubb also reported operating cash flow of USD 12.8 billion in FY 2025 and repurchased USD 3.4 billion of common shares during the year. Interest expense was USD 764 million (+3.1%), reflecting newly issued debt during 2025, and the company said pre-tax interest expense is expected to total USD 772 million in 2026.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Chubb Limited published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0000896159-26-000005), on February 27, 2026, and is solely responsible for the information contained therein.