Equifax: Total US consumer debt rises 2.4% y/y to $18.23 trillion in May 2026

Equifax Inc.

Equifax Inc.

EFX

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  • Equifax reported total U.S. consumer debt of USD 18.23 trillion in May 2026, up 2.4% year over year.
  • Mortgage debt totaled USD 13.52 trillion, representing 74.2% of overall consumer debt.
  • Non-mortgage balances reached USD 4.7 trillion; auto loans and leases were USD 1.71 trillion, up 2.4% year over year.
  • Bankcard balances rose 3.7% year over year to USD 1.1 trillion; average utilization eased to 20.3% from 20.7%.
  • Severe delinquency held near prior-year levels: auto loans 1.37% (60+ days past due), bankcards 2.8%.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Equifax Inc. published the original content used to generate this news brief on July 02, 2026, and is solely responsible for the information contained therein.

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