The United States market has shown robust performance, climbing 1.7% in the last 7 days and rising by 25% over the past year, with earnings projected to grow by 19% annually. In this thriving environment, identifying small-cap stocks with insider activity can offer unique opportunities for investors seeking potential growth aligned with current market dynamics.

Top 10 Undervalued Small Caps With Insider Buying In The United States

Name	PE	PS	Discount to Fair Value	Value Rating
Kingstone Companies	7.6x	1.1x	48.10%	★★★★★☆
Appian	1788.4x	2.1x	37.90%	★★★★★☆
Bank of the James Financial Group	10.2x	2.2x	20.13%	★★★★☆☆
New Peoples Bankshares	9.0x	2.3x	20.21%	★★★★☆☆
Angel Oak Mortgage REIT	13.2x	6.0x	24.80%	★★★★☆☆
Bank of Marin Bancorp	NA	11.7x	34.44%	★★★☆☆☆
Patria Investments	25.4x	4.6x	5.80%	★★★☆☆☆
NameSilo Technologies	425.8x	2.0x	41.57%	★★★☆☆☆
National Vision Holdings	28.9x	0.7x	38.89%	★★★☆☆☆
Angel Studios	NA	1.5x	19.84%	★★★☆☆☆

Here's a peek at a few of the choices from the screener.

First Bancorp (FNLC)

Simply Wall St Value Rating: ★★★★☆☆

Overview: First Bancorp operates primarily in the banking sector, focusing on providing a range of financial services, with a market capitalization of approximately $0.29 billion.

Operations: The company generates revenue primarily from its banking operations, with a recent quarterly revenue of $95.98 million. Operating expenses are significant, totaling $49.08 million in the latest period, with general and administrative expenses constituting a major portion at $36.91 million. The net income margin has shown variations, reaching 37.83% in the most recent quarter while maintaining a gross profit margin consistently at 100%.

PE: 9.4x

First Bancorp, a smaller company in the financial sector, shows potential for those seeking undervalued opportunities. Recent insider confidence is evident, with purchases made during the first quarter of 2026. Despite a 3.1% annual decline in earnings over five years, recent results indicate improvement: net interest income rose to US$20.69 million from US$17.8 million year-over-year, and net income increased to US$8.99 million from US$7.08 million. Leadership changes include Cornelius Russell stepping up as board chair, potentially steering strategic directions positively forward.

AH REALTY TRUST (AHRT)

Simply Wall St Value Rating: ★★★★☆☆

Overview: AH Realty Trust operates in the real estate sector, focusing on office and retail properties, with a market capitalization of $2.5 billion.

Operations: AHRT generates revenue primarily from its office and retail real estate segments, with a notable segment adjustment. The company's gross profit margin has shown variability, peaking at 3.65% in mid-2025 before returning to more typical levels around 0.67% by early 2026. Operating expenses include significant depreciation and amortization costs, which have consistently impacted net income margins over time.

PE: 645.4x

AH Realty Trust, a smaller company in the U.S. market, is catching attention with its strategic moves and financial maneuvers. The company's recent buyback activity saw 4.3 million shares repurchased from January to May 2026 for US$27.1 million, signaling management's confidence in its value proposition. Despite facing a net loss of US$30.4 million in Q1 2026, AH Realty continues to expand its mixed-use developments like Southern Post, which is now 83.5% leased and attracting notable tenants such as Industrious for office space set to open in early 2027. While earnings are forecasted to grow significantly at over 150% annually, the reliance on external borrowing poses risks; however, continued dividend payments reflect stable cash flow management amidst these challenges.

Oxford Industries (OXM)

Simply Wall St Value Rating: ★★★☆☆☆

Overview: Oxford Industries is a lifestyle apparel company known for its brands including Tommy Bahama, Lilly Pulitzer, and Johnny Was, with a market capitalization of approximately $1.60 billion.

Operations: The primary revenue streams for OXM include Tommy Bahama, Lilly Pulitzer, Johnny Was, and Emerging Brands. In recent periods, the gross profit margin reached 63.35%. Operating expenses have been significant, with a notable portion attributed to general and administrative costs.

PE: -13.9x

Oxford Industries, a smaller company in the U.S. market, shows potential despite recent challenges. Their Q1 2026 earnings revealed a slight sales dip to US$391.4 million and net income drop to US$14.99 million from last year. Notably, they maintain insider confidence with consistent dividend payouts and strategic guidance adjustments for fiscal 2026, aiming for sales between $1.475 billion and $1.505 billion while recovering from previous losses due to impairment charges associated with Johnny Was.

Summing It All Up

• Click this link to deep-dive into the 66 companies within our Undervalued US Small Caps With Insider Buying screener.
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Want To Explore Some Alternatives?

• Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.