As February 2026 begins, major U.S. stock indexes, including the Dow Jones Industrial Average and S&P 500, have shown positive momentum despite recent volatility in oil prices and geopolitical tensions. In this fluctuating market environment, identifying stocks that may be trading below their estimated value can offer potential opportunities for investors seeking to capitalize on undervaluation relative to intrinsic worth.

Top 10 Undervalued Stocks Based On Cash Flows In The United States

Name	Current Price	Fair Value (Est)	Discount (Est)
WesBanco (WSBC)	$35.29	$69.56	49.3%
Old National Bancorp (ONB)	$24.43	$48.52	49.6%
Northwest Bancshares (NWBI)	$12.88	$25.44	49.4%
MoneyHero (MNY)	$1.223	$2.39	48.7%
Investar Holding (ISTR)	$28.45	$55.48	48.7%
Firefly Aerospace (FLY)	$25.20	$49.28	48.9%
Eos Energy Enterprises (EOSE)	$14.64	$28.70	49%
Dingdong (Cayman) (DDL)	$2.86	$5.66	49.5%
Comstock Resources (CRK)	$24.35	$48.04	49.3%
Clearfield (CLFD)	$29.77	$58.22	48.9%

We'll examine a selection from our screener results.

Peapack-Gladstone Financial (PGC)

Overview: Peapack-Gladstone Financial Corporation, with a market cap of $552.69 million, operates as the bank holding company for Peapack Private Bank & Trust, offering private banking and wealth management services in the United States.

Operations: Peapack Private Bank & Trust focuses on delivering private banking and wealth management services across the United States.

Estimated Discount To Fair Value: 12.4%

Peapack-Gladstone Financial is trading at US$31.72, below its estimated cash flow value of US$36.2, suggesting it may be undervalued based on cash flows. Recent earnings show net interest income at US$200.91 million for 2025, up from US$149.01 million the previous year, while net income rose to US$37.33 million from US$32.99 million despite increased charge-offs in Q4 2025 to $5.26 million from $44,000 a year ago.

Metropolitan Bank Holding (MCB)

Overview: Metropolitan Bank Holding Corp. serves as the bank holding company for Metropolitan Commercial Bank, offering a variety of business, commercial, and retail banking products and services with a market cap of $934.21 million.

Operations: The company generates its revenue primarily from its banking segment, which accounts for $277.51 million.

Estimated Discount To Fair Value: 40.4%

Metropolitan Bank Holding's stock, trading at $92.6, is significantly undervalued compared to its estimated future cash flow value of $155.39. Recent earnings show net interest income increased to $303.24 million for 2025 from $253.08 million in 2024, with net income rising to $71.1 million from $66.69 million despite low forecasted return on equity and notable insider selling recently observed over the past quarter.

Rush Street Interactive (RSI)

Overview: Rush Street Interactive, Inc. is an online casino and sports betting company operating in the United States, Canada, and Latin America with a market cap of $4.05 billion.

Operations: The company's revenue is primarily generated from online gaming and retail sports betting, amounting to $1.06 billion.

Estimated Discount To Fair Value: 19.2%

Rush Street Interactive's stock, priced at US$17.67, is trading below its estimated future cash flow value of US$21.88, making it undervalued by 19.2% relative to fair value estimates. With earnings expected to grow significantly at 34.4% annually and revenue forecasted to increase faster than the broader market at 15.8%, analysts predict a potential price rise of 35%. The company recently became profitable and boasts a very high projected return on equity of 55.2%.

Where To Now?

• Unlock more gems! Our Undervalued US Stocks Based On Cash Flows screener has unearthed 167 more companies for you to explore.Click here to unveil our expertly curated list of 170 Undervalued US Stocks Based On Cash Flows.
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Interested In Other Possibilities?

• Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.