FFBW Q1 FY26 net income rises 14% to 612,000; net interest margin widens 0.5 percentage point to 4.6%

FFBW, Inc.

FFBW, Inc.

FFBW

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  • FFBW posted net income of $612,000 for the three months ended March 31, 2026, up 14% year over year; diluted EPS rose to $0.16 from $0.12.
  • Net interest margin widened to 4.6% from 4.1%, as interest expense fell 17.5% to $814,000 on lower rates paid on core deposits.
  • Total assets edged up 1% from Dec. 31 to $279.1 million, driven by a $2.6 million increase in deposits to $207.2 million.
  • Under its $5 million share repurchase program, 186,000 shares had been bought back as of May 8, 2026, leaving $2.22 million available.
  • President and CEO Steve Wierschem said first-quarter expenses rose as the bank expanded its commercial banking team, building a pipeline expected to translate into loan and deposit growth in remaining quarters of 2026.


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