FICO says UK credit card balances match record high at £1,950 in April as repayments fall

Fair Isaac Corporation

Fair Isaac Corporation

FICO

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  • Fair Isaac’s April 2026 UK credit card analysis showed spending rose 10% month-on-month to GBP 815, driven by seasonal Easter patterns.
  • Repayment rates weakened; the share of balances paid fell 1.4% month-on-month to 32.6%, lifting average active balances 1.3% to GBP 1,950.
  • Arrears deteriorated year-on-year; two missed payments rose 16.3% to 0.4%, three missed payments rose 17.3% to 0.2%.
  • Overlimit accounts jumped 14.1% month-on-month, signaling tighter household affordability as inflation pressure persists.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Fair Isaac Corporation published the original content used to generate this news brief via Business Wire (Ref. ID: 202606240400BIZWIRE_USPR_____20260624_BW361500) on June 24, 2026, and is solely responsible for the information contained therein.

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