FICO survey shows 62% of non-homeowners say homeownership feels out of reach

Fair Isaac Corporation

Fair Isaac Corporation

FICO

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  • Fair Isaac’s FICO Homeownership Survey found 62% of non-homeowners see homeownership as out of reach; only 15% plan to buy within 12 months.
  • Financial constraints dominated: 74% of prospective buyers cited obstacles; high prices (34%) or high interest rates (33%) led the barriers.
  • First-time buyers showed sharper stress: 85% reported financial obstacles; 85% delayed or reconsidered plans to purchase within 12 months.
  • Rate pressure is reshaping demand: 51% of Americans said rising rates influenced decisions; 20% paused plans, 18% looked to cheaper markets.
  • Process knowledge remains weak: 59% do not fully understand homebuying steps; 22% underestimate or are unsure how credit scores affect rates.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Fair Isaac Corporation published the original content used to generate this news brief via Business Wire (Ref. ID: 20260707604520) on July 07, 2026, and is solely responsible for the information contained therein.

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