First BanCorp Q2 FY26 net income rises 8.3% to $96.1 million; net interest margin widens 12 percentage points to 4.87%

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  • First BanCorp posted Q2 2026 net income of $96.15 million, up 8.3% from Q1 2026, with diluted EPS rising to $0.62.
  • Net interest income climbed 3.7% to $229.13 million from Q1, lifting net interest margin by 12 basis points to 4.87%.
  • Provision for credit losses was $17.33 million, little changed from Q1, while net charge-offs fell to $16.1 million from $21.1 million.
  • Total loans increased by $168.8 million to $13.3 billion, while total loan originations rose 21% year over year to $1.7 billion.
  • Capital return totaled $81 million, including $50 million of share repurchases and $31 million of common dividends, with CET1 at 16.96%.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First BanCorp published the original content used to generate this news brief via Business Wire (Ref. ID: 20260722513989) on July 22, 2026, and is solely responsible for the information contained therein.

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