• GBank Financial Holdings posted Q1 net income of $1.32 million, down 70.58% from year-ago period, with diluted EPS of $0.09 versus $0.31.
• Net interest margin narrowed 61 basis points to 3.86%, while net interest income edged up to $12.19 million from $11.89 million.
• Provision for credit losses was $2.3 million, driven by a $1.4 million increase in specific reserves on individually evaluated commercial real estate and commercial loans.
• Noninterest expense climbed 45.6% to $15.88 million, including a $4.21 million credit card fraud loss tied to embedded bot fraud from a direct mail retail credit card campaign in 2025.
• Loans grew 7% since Dec. 31, 2025 to $1.01 billion, while non-performing assets rose to $44.14 million, or 3.17% of total assets, from $37.4 million, or 2.75%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. GBank Financial Holdings Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001193125-26-226363), on May 15, 2026, and is solely responsible for the information contained therein.