Impac Mortgage Holdings, Inc. has entered into a new Secured Promissory Note agreement, providing the company with access to a credit facility of up to $2 million. The agreement, executed on January 26, 2026, allows Impac to draw funds for general corporate and operating expenses. The loans under this new note are secured by all of the company's assets on a pari passu basis with the obligations of a prior loan agreement dated May 6, 2024, with Hildene Re SPC, Ltd. The lender, Trinity Park Investments, LLC, will fund an initial $500,000 loan within three business days, with additional loans subject to the lender’s consent and a maximum aggregate principal amount of $2 million.

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