Isabella Bank Q1 FY26 net income rises 26.4% to $4,992; net interest margin widens to 3.33%

Isabella Bank Corporation

Isabella Bank Corporation

ISBA

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  • Isabella Bank Corporation posted first-quarter net income of $4.99 million, or $0.68 per diluted share, up from $3.95 million, or $0.53 per diluted share, a year earlier.
  • Net interest income climbed to $16.88 million from $14.53 million, while net interest margin yield (FTE) widened to 3.33% from 3.06%.
  • Provision for credit losses was $604,000 versus a $107,000 credit a year earlier.
  • Deposits rose to $1.86 billion at March 31 from $1.82 billion at Dec. 31, while loans increased to $1.56 billion from $1.54 billion.
  • Common equity tier 1 capital ratio was 11.71% at quarter-end, while total cash and liquidity was $817.78 million with uninsured deposits of $727.88 million.


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