Lake Shore Bancorp Q2 FY26 net income rises 13.2% to $2.2 million; net interest income climbs 12.6% to $6.9 million

Lake Shore Bancorp, Inc.

Lake Shore Bancorp, Inc.

LSBK

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  • Lake Shore Bancorp posted Q2 2026 net income of $2.2 million, up 13.2% year over year; diluted EPS rose to $0.29.
  • Net interest income climbed 12.6% from a year earlier to $6.9 million; net interest margin widened 22 bps to 4.06%.
  • Non-interest expense increased 5.4% year over year to $4.9 million; efficiency ratio improved 3.05 percentage points to 63.77%.
  • Total assets rose 1.3% from Dec. 31 to $736.7 million; deposits increased 0.9% to $578.2 million.
  • CEO Kim C. Liddell cited disciplined expense management and improved net interest income as drivers of the quarter’s performance.


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