NB Bancorp Q2 FY26 net income rises 40.9% to $21.1 million; revenue climbs 7.7% to $74.7 million

NB Bancorp, Inc.

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NB Bancorp posts Q2 2026 net income of USD 21.1 million, up 40.9% from the prior quarter; diluted EPS rises to USD 0.53.
Revenue climbs 7.7% to USD 74.7 million from the prior quarter as net interest margin widens 7 basis points to 4.00%.
Provision for credit losses drops 49.5% to USD 3.2 million; annualized net charge-offs narrow to 0.07% of average loans from 0.91%.
Total loans grow 3.4% to USD 6.42 billion; deposits increase 3.7% to USD 6.32 billion, including a 26.3% rise in brokered balances to USD 719.9 million.
Management cites targeted investments in artificial intelligence and automation; board declares a USD 0.07 quarterly dividend payable Aug. 19.

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