Oak Ridge Financial Services Inc. reported full year (FY) 2025 net income of USD 8.00 million, with earnings per share reaching USD 2.92, an increase of 42%. The company’s return on equity for FY 2025 was 12.21%. Net interest margin stood at 4.11% for the period. Tangible book value per common share was USD 26.01 at year-end 2025, up 13%. Dividends declared per common share for FY 2025 totaled USD 0.54. The company noted modest organic growth in both loans and deposits and increased its quarterly dividend during the year. The majority of the increase in nonaccrual assets was attributed to SBA-guaranteed loans, with management indicating ongoing efforts to address these assets through the liquidation and guarantee process.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Oak Ridge Financial Services Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9650059) on February 05, 2026, and is solely responsible for the information contained therein.