• Oak Valley Bancorp posted net income of $5.31 million for the quarter ended March 31, 2026, up $12,000 from a year earlier.
• Net interest income climbed $1.02 million to $18.82 million, lifting net interest margin to 4.12% from 4.09% a year earlier.
• Provision for credit losses rose to $464,000 from $274,000, while non-interest expense increased $1.16 million to $13.51 million.
• Non-interest income increased 21% to $1.95 million, driven by other income rising to $794,000 from $474,000 on a non-recurring $181,000 special dividend from the Federal Home Loan Bank.
• Total assets fell $12.82 million from Dec. 31, 2025, while deposits decreased $11.97 million and cash and cash equivalents dropped $30.58 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Oak Valley Bancorp published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001437749-26-016466), on May 12, 2026, and is solely responsible for the information contained therein.