Peoples Financial Services Q1 FY26 net income rises to $14.7 million; NIM widens to 3.67%

Peoples Financial Services Corp.

Peoples Financial Services Corp.

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  • Peoples Financial Services posted Q1 2026 net income of USD 14.7 million, or USD 1.47 per diluted share.
  • Net interest margin (FTE) widened to 3.67% from 3.6% in Q4 2025, while efficiency ratio improved to 57.1% from 59.5%.
  • Total deposits were USD 4.4 billion, with non-maturity balances at USD 3.7 billion, or 83.1% of total deposits.
  • Loans were USD 4.2 billion, lifting loan-to-deposit ratio to 94.7%.
  • Completed securities portfolio repositioning in Q1, selling USD 31.9 million of agency mortgage-backed securities for a pre-tax gain of about USD 0.5 million.


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