• Provident Financial Holdings posted fiscal Q3 net income of $1.4 million, down 27%, with diluted EPS falling 25% to $0.21.
• Net interest income edged down 1% to $9.2 million, while net interest margin widened 11 basis points to 3.13%.
• Provision for credit losses was $326,000, swinging from a $391,000 recovery a year earlier, while non-interest income slid 21% to $713,000.
• Loans held for investment dipped 2% to $1.03 billion, deposits rose less than 1% to $892.9 million, while borrowings dropped 14% to $184.1 million.
• Board declared a quarterly cash dividend of $0.14 per share, paid March 5, 2026; company repurchased 254,499 shares at a weighted average price of $15.93 during first nine months of fiscal 2026.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Provident Financial Holdings Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001010470-26-000007), on May 07, 2026, and is solely responsible for the information contained therein.