Raya Financing Reports SAR 40.41M Net Profit in 2025
RAYA SUKUK PERP 5024.SA | 0.00 |
On 2026-06-22 16:03:55 (Saudi Time), Raya Financing announced its Annual financial results for the twelve months ended on December 31, 2025.
| Element List | Current Year | Previous Year | %Change | ||
|---|---|---|---|---|---|
| Sales/Revenue | 424,053,343 | 267,307,551 | 58.64 | ||
| Gross Profit (Loss) | - | - | - | ||
| Operational Profit (Loss) | 50,913,372 | 29,368,658 | 73.36 | ||
| Net Profit (Loss) Attributable to Shareholders of the Issuer | 40,414,287 | 23,312,410 | 73.36 | ||
| Total Comprehensive Income Attributable to Shareholders of the Issuer | 40,310,657 | 23,246,155 | 73.41 | ||
| Total Shareholders Equity (after Deducting Minority Equity) | 375,255,345 | 334,944,688 | 12.04 | ||
| Profit (Loss) per Share | 1.22 | 0.71 | |||
| All figures are in (Actual) Saudi Arabia, Riyals | |||||
| Element List | Amount | Percentage of the capital (%) | |
|---|---|---|---|
| Profit (Losses) Resulting From The Change In Investment Propertie’s Fair Value | - | - | |
| Accumulated Losses | - | - | |
| All figures are in (Actual) Saudi Arabia, Riyals | |||
| Element List | Explanation |
|---|---|
| The reason of the increase (decrease) in the sales/ revenues during the current year compared to the last year | The increase in revenues during FY25 compared to FY24 is mainly attributable to the expansion of the Company's net investment portfolio by approximately 49.9% year-on-year. Furthermore, the execution of two securitization transactions during FY25 also contributed to the increase in revenues. |
| The reason of the increase (decrease) in the net profit during the current year compared to the last year is | The increase in net profit during FY25 compared to FY24 is mainly attributable to the expansion of the Company’s net investment portfolio, which led to higher interest income after considering all associated costs. In addition, the execution of two securitization transactions with an aggregate value of SAR 548.8 million during FY25 resulted in income from servicing agreements and gain on securitizations, thereby contributing to the increase in net profit. |
| Statement of the type of external auditor's report | Unmodified opinion |
| Comment mentioned in the external auditor’s report, mentioned in any of the following paragraphs (other matter, conservation, notice, disclaimer of opinion, or adverse opinion) | N/A |
| Reclassification of Comparison Items | N/A |
| Additional Information | N/A |
Year-on-Year Performance Drivers
Sales increased 58.64% YoY to SAR 424.05 million, primarily driven by the expansion of the company's net investment portfolio by approximately 49.9% and the execution of two securitization transactions during FY25. Net profit rose 73.36% to SAR 40.41 million, attributable to higher interest income from the expanded portfolio and additional income from servicing agreements and gains on the SAR 548.8 million securitization transactions.
Other Items
The auditors issued an unmodified opinion with no additional comments, disclaimers, or adverse remarks noted. The company reported no accumulated losses, indicating a healthy capital position. Operational profit increased 73.36% to SAR 50,913,372 while total shareholders equity grew 12.04% to SAR 375,255,345. Earnings per share improved from SAR 0.71 to SAR 1.22, reflecting the company's enhanced profitability from portfolio expansion and securitization activities.
Original announcement:
https://www.saudiexchange.sa/wps/portal/saudiexchange/newsandreports/issuer-news/issuer-announcements/issuer-announcements-details/?anId=96286&anCat=1&cs=5024&locale=arNote: The original announcement does not explicitly specify a currency unit. Figures above are reproduced as-is. Please refer to the original announcement for details.
Important Notice: The announcement information and market data in this report are sourced directly from the Saudi Exchange (Tadawul). This summary is generated by Sahm’s proprietary AI model for informational purposes only. While we strive for accuracy, it should not be construed as financial advice or an investment recommendation.