Republic Bancorp Inc. reported a net income of USD 22.8 million for the fourth quarter (Q4) of 2025, representing a 20 percent increase. Diluted earnings per Class A Common Share for Q4 2025 stood at USD 1.17, up 19 percent. For the quarter, the company achieved a return on average assets of 1.28 percent and a return on average equity of 8.20 percent. Net income at Republic Payment Solutions was USD 2.0 million for Q4 2025. The company highlighted continued growth in net interest margin within its Core Bank and solid credit quality metrics throughout the year.

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