SoFi Technologies Inc. reported its financial results for the fourth quarter (Q4) and full year (FY) ended December 31, 2025. For Q4 2025, SoFi reported record net revenue of USD 1.0 billion. Net income for the quarter reached USD 174 million. Interest income from loans and securitizations for Q4 2025 was USD 864.4 million, while other interest income totaled USD 63.0 million for the same period. For the full year 2025, interest income from loans and securitizations was USD 3.1 billion, and other interest income was USD 228.9 million. The company also reported record member and product growth during the period.

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