Over the last 7 days, the United States market has experienced a 2.6% decline, yet it remains up by 14% over the past year, with earnings anticipated to grow by 17% annually in the coming years. In this dynamic environment, identifying small-cap stocks with insider activity can provide valuable insights into potential opportunities for investors seeking to navigate these market conditions effectively.

Top 10 Undervalued Small Caps With Insider Buying In The United States

Name	PE	PS	Discount to Fair Value	Value Rating
Onterris	165.2x	0.9x	28.94%	★★★★★☆
Industrial Logistics Properties Trust	NA	1.3x	44.57%	★★★★★☆
Kingstone Companies	9.5x	1.3x	34.87%	★★★★☆☆
Modiv Industrial	NA	3.9x	48.49%	★★★★☆☆
AVITA Medical	NA	1.9x	13.40%	★★★★☆☆
Auburn National Bancorporation	10.9x	2.7x	13.72%	★★★☆☆☆
First Bancorp	10.6x	4.1x	30.86%	★★★☆☆☆
Bank of Marin Bancorp	NA	7.5x	28.98%	★★★☆☆☆
Union Bankshares	9.0x	1.9x	14.59%	★★★☆☆☆
Shore Bancshares	12.4x	3.6x	45.25%	★★★☆☆☆

Below we spotlight a couple of our favorites from our exclusive screener.

Oak Valley Bancorp (OVLY)

Simply Wall St Value Rating: ★★★☆☆☆

Overview: Oak Valley Bancorp operates as a bank holding company providing a range of banking services primarily through its subsidiary, Oak Valley Community Bank, with a market capitalization of approximately $0.20 billion.

Operations: Oak Valley Bancorp generates its revenue primarily from banking activities, with a recent quarterly revenue of $83.07 million. The company consistently achieves a gross profit margin of 100%, indicating no cost of goods sold is reported, while operating expenses are significant, including general and administrative expenses which reached $38.61 million in the latest quarter. Net income margins have varied over time, with the most recent figure at 28.23%.

PE: 11.9x

Oak Valley Bancorp, a smaller player in the banking sector, recently reported second-quarter earnings with net income at US$5.11 million, slightly down from US$5.59 million last year. Despite this dip, insider confidence is evident with share purchases throughout 2026. The company declared a semi-annual dividend of US$0.375 per share payable in August 2026, reflecting stable cash flow management. As they navigate current challenges, Oak Valley's strategic moves could offer potential growth opportunities ahead.

QCR Holdings (QCRH)

Simply Wall St Value Rating: ★★★★☆☆

Overview: QCR Holdings is a multi-bank holding company that provides commercial and consumer banking services, along with trust and asset management services, with a market cap of approximately $0.85 billion.

Operations: QCR Holdings generates revenue primarily through its banking operations, with a gross profit margin consistently at 100%. The company has seen a notable trend in net income margin, which increased from 14.85% in September 2015 to 37.45% by June 2026. Operating expenses are dominated by general and administrative costs, which reached $192.54 million as of June 2026.

PE: 11.9x

QCR Holdings has shown promising financial performance, with net income rising to US$36.25 million in Q2 2026 from US$29.02 million a year ago, reflecting solid growth in their earnings per share. Insider confidence is evident as they have been actively purchasing shares recently, suggesting belief in the company's potential. Additionally, QCR Holdings repurchased 149,639 shares for US$13.5 million between April and June 2026, further enhancing shareholder value through strategic buybacks amidst a positive trend of declining charge-offs.

Angel Studios (ANGX)

Simply Wall St Value Rating: ★★★☆☆☆

Overview: Angel Studios operates in the entertainment industry, focusing on motion picture production with a market capitalization of $1.2 billion.

Operations: The company generates its revenue primarily from motion pictures, with recent figures reaching $389.22 million. Over time, the gross profit margin has shown an upward trend, reaching 61.62%. Operating expenses are significant, driven mainly by sales and marketing costs.

PE: -5.0x

Angel Studios, a small U.S. company, is experiencing significant growth in its Guild membership, reaching nearly 2.4 million paying members by mid-2026. Despite being unprofitable with negative equity and high-risk funding sources, the company's revenue surged to US$115 million from US$47 million year-over-year for Q1 2026. Recent innovations like Guild Age Rating and Theater Seating enhance community engagement on their platform. The board's recent amendments to share conversion rules reflect strategic governance adjustments aimed at long-term stability.

Next Steps

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.