United Bancorp FY26 Q2 net income rises 9.41% to $2.09 million

United Bancorp, Inc.

UBCP

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United Bancorp posted Q2 diluted EPS of $0.36, up 9.1% year over year; net income rose 9.4% to $2.1 million.
First-half diluted EPS increased 6.2% to $0.69; net income climbed 5.8% to $4 million.
Total assets rose 3.6% from a year earlier to $878 million; deposits grew 6.8% to $686.9 million.
First-half net interest margin widened 17 basis points to 3.82%; nonaccrual loans and 30+ day delinquencies totaled $6.9 million, or 1.4% of gross loans.
Management cited deposit mix shift and the maturity of a $20 million FHLB advance; said the Wheeling, West Virginia hub opened in December exceeded expectations.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. United Bancorp Inc. published the original content used to generate this news brief via ACCESS Newswire (Ref. ID: 202607231100ACCESSWRNAPR_____1195326) on July 23, 2026, and is solely responsible for the information contained therein.

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