United Bancshares Q2 FY26 net income falls to $1.7 million; net interest margin widens 0.29 percentage point to 4%

United Bancshares

United Bancshares

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  • United Bancshares posted Q2 2026 net income of $1.7 million, or $0.61 a share, versus $3.13 million, or $1.05, a year earlier.
  • Net interest margin widened to 4% from 3.71% in Q2 2025, lifting net interest income to $11.99 million from $9.9 million.
  • Non-interest income swung to a loss of $2.12 million from income of $1.8 million on a $3.8 million pre-tax securities sale loss.
  • Issued $30 million of subordinated debt, then leveraged it into about $250 million of added investment securities to boost marginal income.
  • Declared a quarterly cash dividend of $0.26 a share, up 13%, for holders of record Aug. 31, payable Sept. 15.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. United Bancshares Inc. published the original content used to generate this news brief via PR Newswire (Ref. ID: 202607221600PR_NEWS_USPR_____CL10453) on July 22, 2026, and is solely responsible for the information contained therein.

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