Universal Corporation has entered into a new unsecured Credit Agreement with a syndicate of major financial institutions, including JPMorgan Chase Bank as Administrative Agent, and several others as co-syndication and co-documentation agents. The agreement, effective December 9, 2025, provides for a five-year term loan facility of $275 million, a seven-year term loan facility of $345 million, and a five-year revolving loan facility. Universal Corporation may also increase the revolving credit facility or obtain additional term loans up to $300 million, subject to certain conditions. The proceeds from this agreement are intended for general corporate purposes, including acquisitions, investments, debt repayment, and working capital. This new agreement replaces a previous credit agreement, which was terminated upon the execution of the new facility.