Upstart Hldgs Q4 Earnings Assessment

Upstart +12.97% Post

Upstart

UPST

33.36

33.45

+12.97%

+0.27% Post

Upstart Hldgs (NASDAQ:UPST) reported its Q4 earnings results on Tuesday, February 10, 2026 at 04:03 PM.

Here's what investors need to know about the announcement.

Earnings

Upstart Hldgs beat estimated earnings by 35.29%, reporting an EPS of $0.46 versus an estimate of $0.34.

Revenue was up $77.13 million from the same period last year.

Overview of Past Earnings

In the previous quarter, the company beat on EPS by $0.23, resulting in a 9.71% drop change in the share price the following day.

Here's a look at Upstart Hldgs's past performance:

Quarter Q3 2025 Q2 2025 Q1 2025 Q4 2024
EPS Estimate 0.29 0.12 0.17 -0.04
EPS Actual 0.52 0.36 0.30 0.26
Revenue Estimate 280.18M 225.36M 201.26M 181.92M
Revenue Actual 277.11M 257.29M 213.37M 218.96M

To track all earnings releases for Upstart Hldgs visit their earnings calendar here.

This article was generated by Benzinga's automated content engine and reviewed by an editor.