• URSB Bancorp posted net income of $155,000 for three months ended March 31, 2026, up 16.5% from a year earlier.
• Net interest income rose 27.3% to $2.5 million, while net interest margin widened 0.12 percentage point to 2.75%.
• Interest and dividend income increased 25.4% to $5 million, while interest expense climbed 23.6% to $2.5 million.
• Provision for credit losses was $99,000, compared with a $41,000 credit adjustment a year earlier.
• Total assets grew 3.4% to $380.6 million at March 31, 2026, while total equity more than doubled to $39.8 million following capital raised in the conversion stock offering.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. URSB Bancorp Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001104659-26-062077), on May 15, 2026, and is solely responsible for the information contained therein.