• USCB Financial Holdings posted net income of $9.4 million, up 22.1%, with diluted EPS of $0.51.
• Net interest income before provision for credit losses climbed 15.3% to $22 million, lifting net interest margin by 17 basis points to 3.27%.
• Non-interest income rose 11.7% to $4.15 million, driven by a $1.5 million increase in income from the loan swap program.
• Total assets increased 6.3% to $2.85 billion, with loans held for investment up 10.1% to $2.24 billion and deposits up 8% to $2.49 billion.
• Credit quality stayed steady with allowance for credit losses at 1.16% of total loans, while non-performing loans edged up to 0.16%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. USCB Financial Holdings Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001562762-26-000062), on May 08, 2026, and is solely responsible for the information contained therein.