Dave (NASDAQ:DAVE) is gearing up to announce its quarterly earnings on Monday, 2026-03-02. Here's a quick overview of what investors should know before the release.

Analysts are estimating that Dave will report an earnings per share (EPS) of $3.55.

Dave bulls will hope to hear the company announce they've not only beaten that estimate, but also to provide positive guidance, or forecasted growth, for the next quarter.

New investors should note that it is sometimes not an earnings beat or miss that most affects the price of a stock, but the guidance (or forecast).

Past Earnings Performance

The company's EPS beat by $2.17 in the last quarter, leading to a 3.79% increase in the share price on the following day.

Here's a look at Dave's past performance and the resulting price change:

Quarter	Q3 2025	Q2 2025	Q1 2025	Q4 2024
EPS Estimate	2.07	1.65	1.47	1.05
EPS Actual	4.24	3.14	2.48	2.04
Price Change %	3.79	-2.41	9.49	-4.89

Stock Performance

Shares of Dave were trading at $192.33 as of February 25. Over the last 52-week period, shares are up 102.39%. Given that these returns are generally positive, long-term shareholders are likely bullish going into this earnings release.

Unveiling the Story Behind Dave

Dave Inc is a financial services company. It is engaged in offering banking app that offers its customers banking, financial insights, overdraft protection, building credit and finding side gigs.

Dave's Economic Impact: An Analysis

Market Capitalization: With restricted market capitalization, the company is positioned below industry averages. This reflects a smaller scale relative to peers.

Revenue Growth: Dave's remarkable performance in 3 months is evident. As of 30 September, 2025, the company achieved an impressive revenue growth rate of 62.97%. This signifies a substantial increase in the company's top-line earnings. When compared to others in the Financials sector, the company excelled with a growth rate higher than the average among peers.

Net Margin: Dave's net margin is impressive, surpassing industry averages. With a net margin of 61.09%, the company demonstrates strong profitability and effective cost management.

Return on Equity (ROE): Dave's ROE excels beyond industry benchmarks, reaching 36.22%. This signifies robust financial management and efficient use of shareholder equity capital.

Return on Assets (ROA): The company's ROA is a standout performer, exceeding industry averages. With an impressive ROA of 23.11%, the company showcases effective utilization of assets.

Debt Management: With a below-average debt-to-equity ratio of 0.26, Dave adopts a prudent financial strategy, indicating a balanced approach to debt management.

To track all earnings releases for Dave visit their earnings calendar on our site.

This article was generated by Benzinga's automated content engine and reviewed by an editor.